Etsy vs Your Own Website — The Real Cost Comparison Nobody Shows You

Published by Bastion Prime | WooCommerce Migration Specialists

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Most articles comparing Etsy to having your own website get it wrong.

They compare the wrong things. They focus on the upfront cost of building a website — which sounds scary — without showing you what Etsy actually costs you over time. Or they oversimplify Etsy’s fees down to the 6.5% transaction fee without adding up all the other charges that quietly drain your revenue every single month.

I want to do this comparison properly. With real numbers, real scenarios, and the kind of honest math that actually helps you make a decision — not the kind that’s designed to push you in a particular direction.

By the end of this article, you’ll know exactly what Etsy costs you over one, two, and three years at your current revenue level — and exactly what it would cost to run your own WooCommerce store for the same period. The numbers tell a clear story. I’ll let them do the talking.

First, Let’s Establish What We’re Actually Comparing

When I say “your own website,” I’m talking about a professional WooCommerce store — not a free website builder, not a half-finished WordPress site you cobbled together from YouTube tutorials, but a properly built e-commerce store that can actually compete with the experience Etsy provides to buyers.

This matters because a lot of sellers make the mistake of comparing Etsy — a polished, fully featured marketplace — to a basic DIY website that took a weekend to set up. That’s not a fair comparison. The right comparison is Etsy versus a professional store that’s been built to convert visitors into buyers.

For this comparison, I’m going to use the cost of our Growth Package as the benchmark for a professional WooCommerce store — $1,997 for up to 200 products, full email automation, and an 18-day launch. You can see exactly what’s included on our services page.


The Etsy Fee Stack — Every Single Charge

Before we do the comparison, let’s make sure we’re working with the real Etsy number — not the simplified version.

If you haven’t read our full Etsy fee breakdown for 2026, I’d recommend doing that first. But here’s the summary.

Etsy charges sellers through six separate fee categories:

Listing fee: $0.20 every time you create or renew a listing. If you sell 100 units per month, that’s potentially $20 just in listing renewals.

Transaction fee: 6.5% of the total sale amount — including whatever the buyer paid for shipping. Not just the item price. Everything.

Payment processing: 3% plus $0.25 per transaction through Etsy Payments, which is mandatory in most countries.

Offsite Ads: If your shop has made more than $10,000 in the past 12 months, Etsy automatically enrolls you in their Offsite Ads program and charges 12% on any sale that came through an external ad. You cannot opt out.

Etsy Ads: Technically optional, but practically necessary for most sellers to maintain search visibility — particularly during peak seasons. Most sellers running a real business spend at least $5 to $10 per day.

Etsy Plus: Optional at $10 per month, but many sellers subscribe for the added features.

When you add all of these up, the real Etsy fee percentage is typically between 15% and 22% of total revenue — not the 6.5% that gets quoted most often.


The Comparison — Three Different Seller Scenarios

I’m going to run this comparison for three different revenue levels, because the math looks different depending on where you are in your business.

Scenario A — $2,000/Month Seller

This is a newer or part-time seller, maybe selling handmade candles or jewelry alongside a day job. Revenue is real but modest.

Etsy costs at $2,000/month:

FeeMonthlyAnnual3 Years
Transaction fee (6.5%)$130$1,560$4,680
Payment processing$67$804$2,412
Listing renewals$15$180$540
Offsite Ads (if applicable)$60$720$2,160
Etsy Ads$150$1,800$5,400
Total$422$5,064$15,192

Own WooCommerce store costs at $2,000/month:

CostMonthlyAnnual3 Years
Store build (Growth Package)One-time$1,997
Hosting (quality provider)$30$360$1,080
Domain$1.25$15$45
Stripe payment processing (2.9% + $0.30)$64$768$2,304
Email marketing (Klaviyo free up to 250 contacts)$0–20$0–240$0–720
Total$95–115$1,143–1,383$5,426–5,146

3-Year Savings by switching: $9,766 to $10,046

At $2,000/month, your WooCommerce store pays for itself in under five months. Every month after that, you’re keeping an extra $300+ that was going to Etsy.


Scenario B — $5,000/Month Seller

This is a full-time or near-full-time seller. Revenue is serious, fees are starting to feel painful.

Etsy costs at $5,000/month:

FeeMonthlyAnnual3 Years
Transaction fee (6.5%)$325$3,900$11,700
Payment processing$162$1,944$5,832
Listing renewals$25$300$900
Offsite Ads (mandatory at this level, 12%)$180$2,160$6,480
Etsy Ads$250$3,000$9,000
Total$942$11,304$33,912

Own WooCommerce store costs at $5,000/month:

CostMonthlyAnnual3 Years
Store build (Growth Package)One-time$1,997
Hosting$35$420$1,260
Domain$1.25$15$45
Stripe processing (2.9% + $0.30)$155$1,860$5,580
Email marketing (Klaviyo)$45$540$1,620
Total$236$2,835$10,502

3-Year Savings by switching: $23,410

At $5,000/month, the store pays for itself in just over two months. Over three years, you keep an extra $23,000. That’s not a rounding error — that’s a significant business decision.


Scenario C — $10,000/Month Seller

An established seller with a real brand. At this revenue level, the fee conversation becomes urgent.

Etsy costs at $10,000/month:

FeeMonthlyAnnual3 Years
Transaction fee (6.5%)$650$7,800$23,400
Payment processing$322$3,864$11,592
Listing renewals$40$480$1,440
Offsite Ads (mandatory, 12%)$360$4,320$12,960
Etsy Ads$400$4,800$14,400
Total$1,772$21,264$63,792

Own WooCommerce store costs at $10,000/month:

CostMonthlyAnnual3 Years
Store build (Premium Package)One-time$3,497
Hosting (premium)$50$600$1,800
Domain$1.25$15$45
Stripe processing$304$3,648$10,944
Email marketing (Klaviyo)$100$1,200$3,600
Total$455$5,463$19,886

3-Year Savings by switching: $43,906

Nearly $44,000 over three years. At this revenue level, staying on Etsy is one of the most expensive business decisions you can make.


The Cost That Doesn’t Appear in Any Spreadsheet

All of those numbers are real and they matter. But there’s another cost to staying on Etsy that never shows up in a fee calculation — and it might actually be the most significant one.

Every month you sell on Etsy, you’re generating customers who love your products. And every month, those customers’ contact information goes into Etsy’s database — not yours.

You cannot email them. You cannot tell them about your new collection. You cannot offer them a loyalty discount. You cannot ask them to come back for the holidays. The relationship between your brand and your customer exists inside Etsy’s ecosystem, on Etsy’s terms, and it disappears the moment a buyer completes their order.

A seller doing $5,000 per month might be acquiring 80 to 100 new customers every month. Over three years, that’s potentially 2,880 to 3,600 customers you’ve built for Etsy — not for yourself.

If even 10% of those customers would have made a second purchase at $65 average order value, that’s $18,720 to $23,400 in revenue you didn’t get — because you couldn’t reach them.

That number isn’t in any of the tables above. But it’s real.


What a WooCommerce Store Gives You That Etsy Never Can

Beyond the fee savings, owning your store changes the financial structure of your business in ways that compound over time.

An email list that grows every month. From day one on your own store, every visitor who subscribes and every customer who buys adds to your email list. That list is yours permanently. Read our article on how email automation can recover lost sales to understand what this means in practice.

Abandoned cart recovery. Sixty to seventy percent of shoppers add items to cart and leave without buying. On Etsy, that revenue is gone forever. On WooCommerce with Klaviyo, an automated sequence of three emails recovers 10 to 15% of those carts — without any effort on your part after the initial setup.

Repeat purchase automation. For sellers with consumable or seasonal products, automated replenishment emails sent when customers are likely running low convert at 35 to 40%. This revenue stream simply doesn’t exist on Etsy.

Your brand, not Etsy’s. When a customer buys from your own store, they remember your brand name, your domain, and your story. When they buy on Etsy, they remember Etsy.


The Common Objections — Answered Honestly

“I’ll lose my Etsy traffic and reviews.” You don’t have to close your Etsy shop when you launch your own store. Most sellers keep both running — Etsy continues to bring in new customers, while the own store handles repeat purchases and builds the email list. Over time, the balance shifts. See how this worked for Oakwood Ceramics in our case study.

“Building a website is too complicated.” This concern is understandable but outdated. A professional WooCommerce store built by an agency requires zero technical knowledge from you to manage afterward. We record a full Loom walkthrough before handover. If you can manage your Etsy shop, you can manage a WooCommerce store.

“I can’t afford it right now.” At $2,000/month in revenue, the store pays for itself in under five months in saved fees alone. At $5,000/month, it pays for itself in two months. The question isn’t whether you can afford to build it — it’s whether you can afford to keep paying Etsy instead.


So When Does It Make Sense to Move?

The honest answer: for most sellers doing consistent revenue on Etsy, the math favors moving sooner rather than later.

The tipping point for most sellers is somewhere around $1,500 to $2,000 per month in revenue. Below that, the fee savings are real but the migration cost takes longer to recover. Above that, the savings are significant and the payback period is short.

If you’re above $2,000 per month and you’ve been selling on Etsy for more than a year, you’ve almost certainly already paid more in fees than a professional WooCommerce store would cost.

The question isn’t whether the numbers work. They do. The question is whether now is the right time for your specific situation — your catalog size, your revenue stability, your capacity to manage a transition.

That’s exactly what our free consultation is designed to help you figure out. We’ll look at your actual Etsy numbers, calculate your real fee percentage, and tell you honestly whether a migration makes financial sense right now — and if so, which of our packages is the right fit.

No pressure. Just math.

Book a Free Consultation →


Bastion Prime is a UK-registered e-commerce agency specializing in WooCommerce migration for Etsy, Amazon, and eBay sellers in the USA. We build stores that pay for themselves.

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